This website (the “Site”) is owned and operated by chipchurn. By using the Site, you agree to be bound by these Terms of Service and to use the Site. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

Description of Services

Our website provides information and resources related to investment. We reserve the right to modify, suspend, or discontinue any part of our website at any time without notice.

User Conduct

By using our website, you agree to not use the website for any unlawful purpose or in a way that may damage, disable, overburden, or impair our website. You also agree to not use our website to transmit any harmful or malicious code or engage in any activities that could harm our website or our users.

Intellectual Property

Our Limited License to You. This Site and all the materials available on the Site are the property of us and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Links to Other Website

Our website may contain links to third-party websites. These links are provided for your convenience only and do not signify our endorsement of these websites. We have no control over the content of these websites and are not responsible for any damages or losses that may arise from your use of these websites.

Disclaimer of Warranties

Our website is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our website or the information, content, materials, or products included on our website. You use our website at your own risk.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages of any kind arising from the use of our website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, damages, or losses arising from your use of our website, your violation of these terms of use, or your violation of any rights of another person or entity.

Termination

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

Changes to Terms of Use

We reserve the right to modify these terms of use at any time without notice. Your continued use of our website after any changes to these terms of use constitutes your acceptance of the revised terms.

If you have any questions about this Terms of use, please contact us via email at [email protected] with “Terms of use” in the subject line.